It is a weird world out there in insurance land. It seams that the "state" that the enthusiast is in makes a big difference of the eventual ability to get insurance, cost, use restrictions exc. The person on the other end of the phone representing Joe Blow Company seams to hold even more sway to the enthusiast desire to obtain insurance. Just in the comments above multiple examples of "X Company" had people on both sides of the ledger of accepted or denied for various reasons and wild differences of cost. My experiences are much like those stated here with multiple turn downs by some of the companies that people have stated above that they have insurance for their Cobra. At the end of one conversation with my then homeowners and families vehicle fleet (State Farm), I was so not impressed with them I ended up changing to a different company. Due to recommendations back then on FFcars from the people then some of them taking part in this conversation and meeting Robin at the London Cobra Show, signed up with him for my insurance. My experience with him was very good. My wife and I started to track the car and he was unable to cover the car for track event's, but helped get track insurance which ended up being Hagerty. I live Loveland Ohio just northeast of Cincinnati and I don't remember the exact details but it seamed like shortly after we started tracking the car Robin call and said that the company was having to cancel the policy due to changes in the state he was unable to continue the policy, he recommended Hagerty again and basically set it all up. My phone calls were easy peezy with Hargerty. No questions of track experience on their part. but I questioned them extensively on track Insurance aspects. I signed up with Hargerty and with one short phone call I have track insurance. Been happy with Hargerty so far, and very much like the Drivers club and Motorsports Reg that they do also.