Grundy Insurance

[Peeker]

Has anyone else had this issue. I received a quote from Grundy for my MKIV. The quote was for a FFR Roadster. The quote was $290/yr. Obviously there are some stipulations but I was willing to live with them. I sent all the paperwork in to include my check and now they say since it is not an original 1965, my rate is $590/yr. First, I never asked for rates for a 1965 Cobra, I asked for rates for a Factory Five Roadster, which is a replica of the 1965 Cobra. Second, why would rates for an original 1965 Cobra be lower than a replica car? I could replace my car for around $50,000. To replace, or more like repair an original would be monumental. This does not make sense to me.

[BradCraig]

I'm with Grundy as a "1965 Factory Five Roadster" at agreed upon value of $60k. My premium is roughly the same as your first quote

139631

[ggunter]

They know exactly what an FFR Roadster is. The other quote is probably lower because no one drives an original Cobra on the street. Unless you have money to burn.

[Peeker]

I’ve called Grundy twice today and got the same answer, if it is a replica car it does not qualify for the lower rates. Don’t shoot the messenger but I’d call them to confirm.

[Railroad]

I have Grundy on a couple of cars. They get mixed up too easily. On a previous premium notice on one car they billed me for both cars. Took too much explaining, IMO to get that straightened out.
I mean they really act like no one is home.
I would ask for the agent that wrote the policy. Sometimes mine made some sense.

[rich grsc]

Home owners insurance