View Full Version : 818's Insured In Ontario, who are you with?
GeoffH
10-13-2017, 06:31 PM
Hello, just taking my last few steps before placing an order for an 818c kit. Sourcing insurance is proving to be a bit of a challenge. Lant will insure, but impose many restrictions and limitations. Hagerty and Zehr will only insure kits that are replicas, not an 818 though. Allstate and State farm told me they don't insure kit cars.
Has anyone in Ontario found insurance for an 818 without the classic car restrictions? So far the quoted premiums seem fine I'm just hesitant based on the restrictions. I'm fully aware the car will always be a hobby/project/toy and I'm not planning on a daily driver or getting groceries with it, but it would be nice to drive it to work some days.
Geoff
It's not from me but it mt help I have stumbled across a gold mine with insurance due to Al Beix and his "import to canada" factory five book.
Talk to Roy Howerton with Western General direct, I am also in Calgary and have gotten my car fully insured under their kitcar/classic car insurance policy. It is an amazing price and I have no complaints as of yet. His email is roy.h@westerngeneralins.com I believe he is on holiday's right now but will be back soon.
Lumpyguy
10-17-2017, 12:45 PM
I am thru Lant and do have the classic car restricitons but for me that is fine, my car is only for nice day runs to shows and club events. 500 for the year at a 40,000 replace value.
SingleMaltWSKY
10-17-2017, 02:53 PM
I'm in the middle of getting a quote through Zehr in Ontario for our Type-65. I THINK I will be ok with the restrictions, but I may look for other options.
GeoffH
10-17-2017, 04:21 PM
Thanks. Heard back from Zehr today. They are saying can only insure kits that are replicas as well. So far it seems the only option is Lant with a classic car policy.
GeoffH
10-18-2017, 04:49 PM
The winds must have been blowing differently today. Called Lant to get clarification on some questions, they couldn't find my previous quote from Friday and was told they cant insure an 818, Sigh...
Facility Insurance will insure an 818 with no restrictions, annual premiums start around $2300, but the coverage can be reduced for the off season.